Services.

Pretty Credit Consultants has been able to successfully repair any inaccuracies and help remove hundreds of thousands of dollars worth of unverifiable consumer debt from our clients credit reports. We have helped our clients become home owners and business owners in less than 12 months. Nothing is impossible with God. Let us help you too! Have a blessed day on purpose. #ButGod

YOUR CREDIT IS YOUR REPUTATION MAKE SURE IT LOOKS PRETTY!

Does your Credit Score compliment you?…

When it comes to credit, appearances really are everything. How does Pretty Consultants “Beautify” your credit? We use the law in your favor! We’re credit experts versed in the consumer protection laws. These include the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practice Act (FDCPA). 

 

With our Credit Repair Services, we challenge all kinds of credit “blemishes” (derogatory items) on your credit report. We attack these categories of information on your credit report to repair your credit and make it attractive to lenders: Credit and Collections, Public Records, and Personal Information.

No Ridiculous Fees
Our Prices Are Affordable!
We provide excellent service and deliver real results not broken promises.
Refer A Friend Program
Tell Your Friends & Family
We give $25 referral fee. Referral fee can be applied toward monthly payments.
Multiple Payment Options
Pay Month to Month
Several programs to choose from, with no long term contracts.

Did you know…

There are more than 26 parts of an account that all must be reporting 100% complete, accurate, and verifiable? If any of these 26 parts are inaccurate, unverifiable, misleading, obsolete, or even questionable, then you have the right to dispute the account.

Pretty Credit Consultants will complete a thorough audit of your credit report, closely examining all 26+ parts of each and every credit item that is reporting on your credit report. We will review this information with you and customize a plan of attack based on our findings and consultation with you.

 

CORRECT INACCURATE PERSONAL DATA

While the personal information reporting on your credit reports, such as your name, address, etc., may not affect your credit score as you may know it, it can still hurt you. How? Because individuals with certain patterns of data on their credit reports are grouped together by the credit bureaus and placed on what are called “score cards”. And ultimately, these scorecards will determine how much weight is placed on other aspects of your credit score.

REMOVE UNVERIFIABLE COLLECTIONS

Utilizing the Fair Debt Collection Practices Act (FDCPA) we challenge collection accounts reporting on your credit report. These investigations request necessary documentation that collection agencies are required to have in order to report a collection on your credit report. If the requested information is not available, we leverage the violation to get the account deleted from your credit reports which may improve your credit scores.

DELETE INACCURATE PUBLIC RECORDS

We help remove public records that are reporting inaccurately on your credit report. This includes judgements, federal tax liens, state tax liens, and garnishments. We challenge these accounts with the requirements of the Fair Credit Reporting Act to ensure they are 100% accurate and verifiable. If they are not, we work to get them removed from your credit report.

CORRECT INACCURATE LATE PAYMENTS

Late payments that are reporting inaccurately can legally be removed from your credit report. Utilizing laws such as the Fair Credit Billing Act (FCBA), we investigate the reportings to see if the payments are reporting accurately. These tactics are utilized for 1 late payments all the way to Charged Off Accounts.

We Can Help Remove Or Correct: 

Collections • Charge Offs • Repossessions • Foreclosures • Short Sales • Judgments • Late Payments • Public Records • Tax Liens • Identity Theft Accounts • Unverifiable Accounts • Inaccurate Information • Unauthorized Inquiries • Duplicate Accounts • Outdated Accounts • Student Loans •  Questionable Accounts

Hey Pretty, how do I get started?

Glad you asked…

First, we have to determine if we are a good fit for you and you are a good fit for us and that we are going to be a great fit together. Getting started is as easy as 1,2,3…

 

The Process is “Pretty” Simple – Everything starts with your Consultation:

The Consultation is a discovery call that last 30 minutes. You will be asked a series of questions about your credit situation, needs and goals. Just give us a call at 1.800.580.9549 or submit the Consultation form. You will be contacted within 24 hours by someone from our staff during normal business hours.

Here’s A Few Programs We Offer

  • PRETTY SOUTH PROGRAM
    Local Discount For South Carolina Residents
    $49/ Monthly FeeAnalysis Fee - $59.00 *NEW PROMO PRICE*
    • Complete Detailed Credit Report Audit
    • 30 Minute Credit Consultation
    • Unlimited “Basic” Disputes to Equifax, Experian and TransUnion
    • Unlimited Email Customer Support
    • Standard First-Class Postage
    • 24/7 Access to a Secured Self-Service Billing Portal
    • Access to a Secured Case Management Dispute Portal
    • Basic Credit Education
    • Telephone Case Reviews Every Three Months
     
  • PRETTY VIP PROGRAM
    $99.00/ Monthly FeeAnalysis Fee - $129.00

    Everything Included in the "Pretty South Program" PLUS:

    • Advanced Credit Education
    • Unlimited Telephone Case Reviews Upon Request
    • Unlimited Telephone Customer Support
    • Cease and Desist Letters
    • Inquiry Disputes with the Original Creditors
    • Certified Mail with Escalated Disputes
    • Escalated Disputes with the Compliance Authorities
    • Immediate Response to New Collection Letters Received
    • Unlimited Disputes on “New” Derogatory Accounts Added
    • Advanced Data Furnisher Dispute Tactics
    • Program Graduation Gift: Your Final Payment waived
    • Bonus: FREE Business Credit Loan Qualifier After Graduation
    • Bonus: FREE 3 Day 2 Night All Inclusive Vacation Resort / Travel Expenses Not Included *Ask For Details*
  • PRETTY CREDIT PROGRAM
    $89.00/ Monthly FeeAnalysis Fee - $129.00
    • Complete Detailed Credit Report Audit
    • 30 Minute Credit Consultation
    • Unlimited “Basic” Disputes to Equifax, Experian and TransUnion
    • Unlimited Email Customer Support
    • Standard First-Class Postage
    • 24/7 Access to a Secured Self-Service Billing Portal
    • Access to a Secured Case Management Dispute Portal
    • Basic Credit Education
    • Telephone Case Reviews Every Three Months

Order your Tri-Merge Credit Report.

To Move Forward You Must Order Your Tri-Merge Credit Report.

All new and existing customers must order a Tri-Merge Credit Report. We will need to retrieve and audit your credit reports before we can start corresponding on your behalf with the Creditors, Collection Agencies and the Credit Bureaus. It is required that you purchase an online credit monitoring service and give us access to your credit reports for monthly monitoring and effective followups. You will be required to maintain your online credit monitoring services for the duration and completion of your time with us while on this program. If you fail to maintain credit monitoring services, we have the right to terminate your services with us. This is a 3rd Party service that requires a $1 initial investment. Afterwards, with an on-going monthly service fee.

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